Rate cons, NOAs, reserves, recourse windows, short pays, TONU — the money side of trucking has its own language. This glossary covers 100+ factoring and trucking terms in one place, from A/R aging reports to working capital.

Your authority just went active — now comes the hardest 90 days you’ll run. Here’s what to lock down before your first load: the filings that keep you legal, how to land brokers who’ll work with a new MC, the cash flow plan that covers the 30-45 day gap before you’re paid, and the safety habits that protect a thin CSA record.

Recourse factoring costs less but leaves you on the hook if a broker doesn’t pay. Non-recourse costs a bit more and shifts broker credit risk to your factor — but it isn’t a blanket guarantee against every chargeback. Here’s how to decide which fits your fleet.

You delivered the load. The receiver signed the BOL. The work is done. Now the broker says payment is net 30. Maybe net 45. Meanwhile, fuel is due today, your insurance payment is due Friday, and the truck note doesn’t care when the broker pays. That gap between doing the work and getting paid for […]