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Fleet Factoring

Scale your fleet—without slowing down your cash flow

In trucking, delays, downtime, and bad information cost real money. OpenRoad helps fleets win with fast payments, TMS integrations, fraud protection, and a team that understands what it takes to keep trucks loaded and moving.

Fleets run on OpenRoad

  • 24/7 access to funding

    Keep trucks moving with instant payments—nights, weekends, and holidays included.

  • Real, responsive support

    Dedicated account managers who understand fleet operations and move fast to help you problem-solve.

  • Fraud protection at scale

    Advanced broker vetting, credit monitoring, and risk mitigation to protect your revenue.

  • Simplified back-office

    We handle invoicing, collections, and paperwork—so your team can stay focused on operations.

  • Custom programs

    We structure your factoring program around your lanes and your growth goals, with clear pricing that scales with your business.

  • TMS Integrations

    The OpenRoad Mobile App and online portal integrates seamlessly with your TMS for faster billing, lower costs, and improved accuracy.

Your operation can move faster when your partner knows trucking

Your operation can move faster when your partner knows trucking

Not only is OpenRoad a factoring company that serves trucking exclusively, but our people have been in your shoes, including successfully running our own fleet for over 16 years. For your team, that means better guidance, faster decisions, and real solutions when challenges come up. You’re working with people who just get it. That’s how we help fleets win.

A factoring partner that scales with your fleet

A factoring partner that scales with your fleet

As your fleet expands, the right financial partner helps you unlock more opportunities. We work alongside your team to build a factoring program that evolves with your business—supporting new lanes, new customers, and higher volume without adding operational complexity. From optimizing your cash flow cycle to helping you navigate new opportunities, we’ll help you build a stronger, more resilient operation.

Hear from fleet owners like you

  • Rated 5 out of 5 stars

    I just want to let you know how pleased I am with OpenRoad! You have been nothing but awesome. Great at communication and working hard to make our account run smooth.

    —Jake, 9-Truck Flatbed Fleet Owner

  • Rated 5 out of 5 stars

    I want to thank you and OpenRoad for the incredibly stress free time we’ve had since we started factoring with you all! I appreciate the clear communication channels and the hassle-free process for submitting invoices. Switching over to OpenRoad has been one of the best and easiest decisions I’ve made while running my business.

    —David, 15-Truck Dry Van Fleet Owner

  • Rated 5 out of 5 stars

    Best team you will ever find! I have been working with OpenRoad since their company started, and the level of customer service I have received is top notch. I’m happy and I will recommend anybody to them.

    —Ashna, 5-Truck Fleet Owner

How to get started

Get Started

We’ll tailor your setup—no unnecessary paperwork.

Upload from your phone, your desktop, or email us.

Access funds 24/7 with instant payments, or a variety of other payment methods

An owner-operator accessing tools to help him with his work on the go.

Switching factoring partners doesn’t have to be complicated

If your current factor isn’t the best fit, we make it easy to move on without disrupting your cash flow. We start with a free, no-obligation review of your current agreement to identify hidden costs, inefficiencies, or limitations. If you choose to make the switch, our expert buyout team handles the entire transition so your operation stays running smoothly.

Learn about Buyouts

A smarter way to manage fuel across your fleet

We help you run a more efficient fuel program. From card management to reporting and spend controls, we make it easier to oversee fuel across your operation while delivering consistent savings at scale.

Seamlessly connect your TMS with your factoring

OpenRoad integrates with TMS providers so you can invoice faster with greater accuracy, lower costs, and see real-time updates – all without leaving your TMS.

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Fleet factoring, answered.

Read All FAQs
  • In short, no. However, once a customer (broker) has been factored, all open invoices must be closed before payments can be remitted directly to you.

  • Yes. Tank allows you to send payments to drivers, dispatchers, and other team members quickly with just their phone number. They don’t need a Tank account to receive money from you.

  • Yes. Dispatchers, office staff, and back-office support can be given access based on your operation’s needs, so the right people can upload documents, track funding, and stay informed.

A photo of OpenRoad's signage on the headquarter building.

Looking for a trusted freight broker?

Get access to high-quality freight, consistent lanes, and lower factoring rates when you haul with OpenRoad Global.

About OpenRoad Global

Insights for growing fleets

Stay ahead with practical insights on cash flow, risk management, and scaling your operation.

Build a stronger, leaner, more scalable fleet.

Get fast funding, dependable support, and modern tools built to help owner-operators stay moving and grow with confidence.